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How it works
Download our Mobile Application
At Vultit, we redefine asset management by offering a comprehensive mobile application designed to safeguard your most precious possessions. From exquisite jewelry to luxury watches and valuable diamonds, Vultit provides a secure vault for storing your assets while granting you unparalleled control and flexibility.
- Once you download our mobile application you will be prompted to set up a FREE Account
- Once verified you will be able to utilize our entire mobile application for Free and access the all features
- Within the application there are 3 main features, one which is our Assets safekeeping with instant loan and selling capabilities, the second is our Peer to Peer lending platform backed by stored assets within our vaults and the third is our Asset Marketplace
Vaults on-demand
If you choose you safekeep your assets with us the process is as follows:
- You can come into our location with your assets or request for request secure pick-up, and delivery of your assets to our vault location
- Once we are in possession of your assets they will be expertly appraised, uploaded individually into our system, and into your account within our mobile application
- Based on the Value of our assets you will fall into 1 of your monthly subscriptions (see price chart) in which you can choose to pay either monthly or Yearly
- Within your account on our mobile application you will be able to view your assets as a portfolio and the real time value of your assets as gold and diamond prices rise and fall
- At any given time you can list an of your assets for sale, request for an asset to be delivered to you ,or delivered to any of our Vultit locations worldwide.
- You may also borrow money instantly against any of your assets through our peer to peer lending platform. (VIP Loaning Options explained in details - Click Here)
Peer to Peer Lending Network
Our peer-to-peer lending program lets regular individuals invest their money by lending it to other users within our mobile application. These loans are backed by valuable assets stored in our secure vaults, ensuring safety and trust.
Here's how it works:
- Asset-Backed Loans: Users seeking loans offer their appraised assets as collateral stored within our app. The agreed loan amount, along with interest, is established.
- Secure Asset Locking: Once the loan agreement is set, the borrower's asset is locked within our vault for safekeeping until the loan is fully repaid.
- Monthly Payments: Borrowers can make monthly payments within the app to repay the loan.
- Loan Completion: When the loan is paid off, the borrower's assets are unlocked. However, if the borrower defaults, their asset is sold in our marketplace to repay the remaining loan balance.
Insurance Option: With or without insurance lenders are always repaid in full with interest
- Lenders have the choice to opt for monthly additional payment insurance. If chosen, the lender pays a low monthly premium, guaranteeing full repayment in case of default as well as the total sale amount of the asset.
- If the borrower defaults and the lender has insurance, they receive the full sale amount of the asset, minus a 5% administrative fee or they may opt to keep the asset for themselves.
- Without insurance, the lender receives the full loan amount with interest, and any remaining funds from the sale belong to Vultit.
This simplified explanation aims to highlight the key steps and choices involved in Vultit's peer-to-peer lending, making it easier for users to understand the process and their options.
Pawn Shop on-demand
If you choose our Pawn on-demand the process is as follows:
- Our Pawn Shop on-demand will allow you to request and book for an appraiser to come to your location to appraise the value of your jewelry assets in which you wish to pawn. Set your time, location, types of assets to value and we will arrive
- If you should accept the value of the jewelry, and loan value that we offer you , our appraiser will take your jewelry to safekeep in our vault, and upload all of your assets into our mobile application and assign to your account
- Once all of your assets are uploaded into your account you may request the loan amount within our application and receive your money deposited into your account within 24 hours
- You can easily make monthly payments within our mobile application
- Once you complete the payments you can pick up your assets at our location, request to have your assets securely delivered to you or list your assets for sale within our mobile application and marketplace
Jewelry Market Place
Welcome to our Asset Market Place:
- Our Marketplace is where you can list any or all of your assets for sale to the general public and all users
- Our Marketplace can be accessed through our Mobile Application and our website
- Utilizing our platform to list your assets for sale will maximize your profits vs selling to a jewelry store where they have to buy your asset(s) low in order to sell high
- Our market place is open to the general public to browse or purchase assets such as Jewelry, Gold Bars, Diamonds, Watches and more for prices that are not inflated, certified, authenticated and professionally appraised